“Rather go to bed without dinner than to rise in debt.” – Benjamin Franklin

About Us

  • William Saldutti, III, Esquire

    Managing Partner

    William Saldutti, III specializes in the areas of creditors’ rights, foreclosure, commercial litigation and bankruptcy. Mr. Saldutti began his legal career at a regional law firm where he gained substantial experience in matters involving creditors’ rights and real estate issues, loan documentation, bankruptcy and insolvency. After forming Dembo & Saldutti, LLP with Leon D. Dembo in 1991, Mr. Saldutti continued to represent lenders of all sizes and has an unparalleled reputation within the banking community, particularly in the real estate and asset-based recovery area. In addition to representing lenders, Mr. Saldutti also represented the firm’s clients in complex commercial litigation and Chapter 11 bankruptcy litigation matters as well as commercial landowners in the filing of real estate tax appeals.

    Mr. Saldutti continues to represents a variety of creditors including large financial institutions, asset purchase entities and numerous leasing and commercial enterprises throughout the country. A graduate of Rutgers University, Rutgers School of Law, Camden, Mr. Saldutti is admitted to practice law in New Jersey and Pennsylvania.

  • Robert L. Saldutti, Esquire


    Robert L. Saldutti, Esq. is principal of Saldutti Law Group, a leading creditor and collection law firm based in Cherry Hill, New Jersey. Saldutti represents a variety of national creditors including financial institutions, leasing and commercial enterprises and has extensive experience in forensic investigations. A graduate of Villanova University, Saldutti was commissioned in the United States Navy through the Navy ROTC program. Upon completion of his military service, Mr. Saldutti attended the Widener University School of Law. He is a member of the New Jersey Bar and the Pennsylvania Bar as well as the U.S. Bankruptcy Court, U.S. District Court of New Jersey, and the Eastern and Middle Districts of the Federal District Court of Pennsylvania.

    Saldutti is an active member of the Commercial Law League of America (CLLA) – Creditors’ Rights Division, the National Association of Retail Collection Attorneys (NARCA) and the Certified Fraud Examiner Association of Philadelphia. He currently serves on the Boards of the Armed Services Committee of the Union League of Philadelphia, the Augustinian Provincial of North America and the Christ the King Foundation, Inc.

  • Brian J. Schaffer, Esquire


    Brian J. Schaffer specializes in bankruptcy and commercial litigation. Mr. Schaffer began his law career as an associate with White and Williams LLP in Philadelphia where he represented clients in both state and federal courts in a multi-state litigation practice. Mr. Schaffer continued his career at Dembo & Saldutti, LLP where he focused his litigation practice to include title insurance defense, bankruptcy, and expanded areas of commercial litigation.

    Mr. Schaffer represents a variety of creditors including large financial institutions, asset purchase entities and numerous leasing and commercial enterprises throughout the country. He is a graduate of Rutgers University and Rutgers Law School, Camden, and is admitted to practice law in New Jersey and Pennsylvania.

  • Rebecca K. McDowell, Esquire


    Rebecca K. McDowell, Esq. is an established Bankruptcy and Creditor law practitioner.  She has represented creditors and debtors in Chapters 7, 11 and 13 cases.  Additionally, Rebecca has represented creditors, debtors and Chapter 7 trustees in both business and consumer Chapter 7 cases.  A graduate of Albion College, she earned her B.A. in English.  Rebecca continued her education at Wayne State University Law School in Detroit, MI, where she obtained her J.D. in 2006.  She has written numerous articles on bankruptcy and the law of debtors and creditors for various legal information websites.

    Rebecca is admitted in Pennsylvania, New Jersey, and Michigan; she is also admitted in the United States District Courts for the Eastern District of Pennsylvania, the District of New Jersey, the Eastern District of Michigan, and the Western District of Texas.

  • Thomas O’Connell, Esquire


    A graduate of the University of Virginia, Tom received a Bachelor of Arts in Spanish and Psychology. In addition to being a member of the Dean’s List and National Society of Collegiate Scholars, Tom studied abroad at the University of Valencia, Spain, where he furthered his proficiency of the Spanish language. He continued his education at Rutgers University School of Law where he was a recipient of Dean’s Scholarship Fund and served as Articles Editor for the Rutgers Law Journal. During his time at Rutgers, Tom worked with both the Honorable Pamela Dembe, First Judicial District of Pennsylvania in Philadelphia as well as the Rutgers-Camden School of Law Civil Practice Clinic. Tom also served as an Ethics Analyst for the Office of Attorney Ethics of the Supreme Court of New Jersey in Trenton.

    Upon receiving his Juris Doctorate degree from Rutgers, Tom was appointed Law Clerk for the Honorable Joseph F. Lisa of the Superior Court of New Jersey – Appellate Division. Tom resides in South Jersey and enjoys sports and outdoor activities in his spare time.