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Archive for December, 2012

Last-Minute Money Moves for 2012

Posted on December 31, 2012 by Saldutti

The countdown to New Year’s Eve is already underway, which means there’s only a few hours left to make some final financial moves for 2012. So, how best to make improvements across all the big financial categories of your life? Here’s your step-by-step guide from U.S. News & World Report: Give yourself a career upgrade. First, take some time to reflect on how your work has changed over the last 11 months. Are you earning more or less than you were in January 2012? Has any change been by choice, or did you face some unexpected circumstances? If you’re still recovering from…

Saldutti Staff Support Fallen Local Hero

Posted on December 27, 2012 by Saldutti

On Saturday, December 1, 2012, firm attorney Thomas O’Connell took part in the 5th Annual 5K Run Captain Greg Dalessio in Cherry Hill.  The run honors Captain Gregory Dalessio, a 31-year old Cherry Hill native, who was killed on his second tour of duty in Iraq. He died of wounds sustained in Salman Pak, Iraq, when his patrol encountered small arms fire during combat operations.  Dalessio was loved by those who knew him and is said to have shone a light on all their lives. For a man adored by his family and community, the 5K memorial walk/run is scheduled…

Firm Attorney Hosts Holiday Fundraiser

Posted on December 27, 2012 by Saldutti

Firm Attorney Christopher D’Amore recently organized a fundraising event at his gym, Fearless Athletics/CrossFit South Philly, called Give Thanks.  The event began as a potluck dinner in his apartment five years ago and has now grown with approximately 80 people in attendance.  Given the event’s growing popularity as well as the time of the year, Chris concluded that this would be the perfect opportunity to raise money for a good cause.  He reached out to Philabundance, a local food pantry organization in the Philadelphia/South Jersey region and worked with them to raise about $300 in 2011.  This year, Chris, alongside…

Tax Advice to Prepare for the Fiscal Cliff

Posted on December 27, 2012 by Saldutti

As the year comes to a close, there are some things you should do to prepare for your 2012 taxes. But this year, because of the looming fiscal cliff, money experts are offering dramatically different advice.  In fact, the fiscal cliff is turning traditional suggestions upside down. First – a quick recap of the fiscal cliff. If we go over it, expect a sudden drop in federal spending and an automatic increase in tax rates.  And this will happen come New Year’s Day unless together – Democrats and Republicans stop it.  Money experts like Chuck Minnich say if Congress fails…

The Newtown Tragedy – How You Can Help

Posted on December 19, 2012 by Saldutti

It’s easy to show that you care after an event like an earthquake or  hurricane.  You can send drywall and diapers, or at least money to buy them, and ease the pain of fellow citizens in the path of destruction.  But when people are dealing with the type of horror that occurred during last Friday’s school shooting in Newtown, Connecticut, it’s harder to help your neighbor. The houses of the afflicted are still standing; they still have their jobs and their infrastructure; it is their hearts that are broken. You still can help.  Local counseling services are working overtime; families must still pay bills…

Money Saving Ideas for the Holidays

Posted on December 18, 2012 by Saldutti

The holiday season brings out the generous side of almost all of us, and Americans spend a lot of money on gifts and parties. Credit cards make it easy to pay, and we tend to swipe them and not think about how much money we just dropped. Then when the bills come in January, we faint because of how much money we shelled out over the holidays. To keep your holiday spending from getting out of control, the folks at Quicken Loans pulled together a few tips to help you budget. From shopping to parties, you won’t have to work yourself…

Tipping Tips for Tight Times

Posted on December 13, 2012 by Saldutti

Americans’ biggest tips last holiday season, a median of $50, went to housecleaners, who also were the most often tipped of the service providers covered in our nationally representative survey. 64% percent of Americans who used housecleaners gave them money or a gift. Least likely to be tipped: garbage collectors. Consumer Reports looked at the numbers since they began this survey, during the  2005 holiday season, and found a decline in tipping in several categories in 2008, most likely due to the onset of the economic crisis. Overall, however, there has been little change year to year in the percentage of Americans who…

Identity Theft & Holiday Shopping: Protect Yourself

Posted on December 11, 2012 by Saldutti

With the growing amount of stores offering extended holiday hours and online retailers processing transactions every second of the day, it’s important to revisit a very importatnt topic – identity theft.  While you’re busy being Santa Claus, there are people out there focused on playing the Grinch. When information such as your Social Security number, credit card digits or PIN numbers is compromised, there’s a much greater chance of becoming a victim of this growing crime. Be smart when you shop and pay your bills by following these tips, provided by Quicken Loans’ Zing! blog:  Holiday Identity Theft Prevention Tips Don’t…

Only 3 Major U.S. Cities Have Recovered From Recession

Posted on December 03, 2012 by Saldutti

Everybody knows the US economy has been struggling since the recession ended in 2009. But just how bad are things? Of the United States’ 76 major metropolitan areas, just three are in economic recovery now, according to a new study by the Brookings Institution.  That may seem terrible, but it’s up from last year, when zero were classified as in recovery. All three cities – Knoxville, Tennessee; Dallas, Texas; and Pittsburgh, Pennsylvania – have strong local service industries as well as banking and finance institutions that cater to certain industries. All three cities experienced major recessions –  which the report defines as…

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